Fixed Deposit Account

Accounts
Fixed Deposit Account

Our term deposits allow you to gain maximum returns for your funds, with flexible periods anywhere from 6 months to 36 months, so that you can save for future investments wisely.

Choice of Currency

Available in currencies of your choice: USD or KHR. For other currencies, please contact the bank branches.

Maximum Return

Enjoy high interest rates.

No Withdrawal or Replenishments

Partial withdrawals are not allowed, and new deposits require a new account.

Rollover Interest

Choose to roll over just principal or both principal and interest for another term, to efficiently accumulate your funds.

Fixed Deposit
Conditions

	USD	KHR
Initial Balance	500	2,000,000
Interest Rate	Refer to interest rate table
Interest Payment	Monthly, at maturity or at closure
Rollover	Principal only
	Principal and interest
	Close on maturity
Withdrawals	Not allowed
Replenishment	New account for new deposits
Tax Status (WHT)	6% for residents
	14% for non-residents

Note: All terms and conditions are subject to change to B.I.C (Cambodia) Bank Plc. sole discretion in changing without prior notice.

Initial Balance	500
Interest Rate	Refer to interest rate table
Interest Payment	Monthly, at maturity or at closure
Rollover	Principal only
	Principal and interest
	Close on maturity
Withdrawals	Not allowed
Replenishment	New account for new deposits
Tax Status (WHT)	6% for residents
	14% for non-residents

Initial Balance	2,000,000
Interest Rate	Refer to interest rate table
Interest Payment	Monthly, at maturity or at closure
Rollover	Principal only
	Principal and interest
	Close on maturity
Withdrawals	Not allowed
Replenishment	New account for new deposits
Tax Status (WHT)	6% for residents
	14% for non-residents

Initial Balance
Interest Rate	Refer to interest rate table
Interest Payment	Monthly, at maturity or at closure
Rollover	Principal only
	Principal and interest
	Close on maturity
Withdrawals	Not allowed
Replenishment	New account for new deposits
Tax Status (WHT)	6% for residents
	14% for non-residents

Initial Balance
Interest Rate	Refer to interest rate table
Interest Payment	Monthly, at maturity or at closure
Rollover	Principal only
	Principal and interest
	Close on maturity
Withdrawals	Not allowed
Replenishment	New account for new deposits
Tax Status (WHT)	6% for residents
	14% for non-residents

Note: All terms and conditions are subject to change to B.I.C (Cambodia) Bank Plc. sole discretion in changing without prior notice.

Fixed Deposit
Interest Rates

Term	USD Interest at Maturity	KHR	USD Monthly Interest	KHR
3 months	2.00%	2.25%	N/A	N/A
6 months	3.50%	3.75%	3.50%	3.75%
9 months	4.50%	4.75%	N/A	N/A
12 months	5.25%	5.50%	4.75%	5.15%
24 months	6.00%	6.25%	5.00%	5.25%
36 months	6.25%	6.25%	5.75%	5.75%

Interest at Maturity

Term	USD	KHR
3 months	2.00%	2.25%
6 months	3.50%	3.75%
9 months	4.50%	4.75%
12 months	5.25%	5.50%
24 months	6.00%	6.25%
36 months	6.25%	6.25%

Monthly Interest

Term	USD	KHR
3 months	N/A	N/A
6 months	3.50%	3.75%
9 months	N/A	N/A
12 months	4.75%	5.15%
24 months	5.00%	5.25%
36 months	5.75%	5.75%

Fixed Deposit
How to Apply

Visit our Head Office at Preah Monivong Blvd, and one of our staff will gladly walk you through the account opening procedures.

Or, for more information, please call us at +855 23 901 338 during business hours.

Fixed Deposit
Requirements

For Locals

Be at least 18 years of age (minors can open accounts with consent of parents)
Valid National ID
Original Family Book

For Foreigners

Be at least 18 years of age
Valid Passport with Visa stamp
Proof of Residence
Proof of Employment

Apply Now

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Fixed Deposit Account

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Fixed Deposit Account