Credit Gold Mastercard

Credit
Gold Mastercard

Experience global services, exclusive deals, and special offers on unique adventures, events, and significant savings on everyday essentials wherever you wander. Empowering you with worldwide spending prowess at your fingertips

Unlocking limits of up to USD 500,000, the BIC Mastercard offers the flexibility of making purchases and paying later. Enjoy the luxury of complimentary access to Airport Premium Lounge up to three times. Keep a close eye on your credit card balance and transaction history in real-time through the BIC Mobile App. Receive your monthly credit card statement promptly. Our responsive consulting services are at your disposal. Take advantage of exclusive discounts, numerous promotions, and campaigns with the BIC Mastercard. Explore a world of privileges with access to over 16,000 hotels, restaurants, and lounges worldwide. Experience a seamless blend of convenience and luxury with your BIC Mastercard.

Highest Credit: Limits up to USD500,000
Unlimited Possibilities: Whether you're using it locally or abroad, be confident in the global acceptance of your card. Gain access to over 16,000 hotels, restaurants, and lounges worldwide. Your card ensures convenience and acceptance wherever your journey takes you. Seamlessly oversee your credit card with ease through the BIC Mobile app.
Purchase First, Pay later:
Enjoy 0% interest up to 45 days for purchase transaction.
Free: Up to 5 supplementary cards.

Privileges:Indulge in exclusive benefits with BIC Mastercard, including special discounts, cash rewards, and more. Additionally, relish the luxury of complimentary access to Airport Premium Lounge up to three times at no cost.

Card Features:

Easy Card Management:

View your credit card balance and transaction history instantly via BIC Mobile App.

Receive monthly credit card statement.

Efficient Customer Service Support: The respond to consulting services quickly
Make payment via POS: Make payment via POS and online worldwide wherever Mastercard accepted
Protection: Zero Liability Protection means you won't be held responsible if unauthorized purchases are made with your card

Unlimited Possibilities

Whether using locally or abroad, rest assured that you have worldwide acceptance.

Withdraw

Withdraw cash from ATMs Worldwide, wherever the Mastercard logo is visible.

Protection

Zero Liability Protection means you won't be held responsible if unauthorized purchases are made with your card.

Loyalty Program

Enjoy special discounts, cash rewards and so much more with BIC Value as well as Mastercard’s curated offers and benefits program, Priceless Specials.

Gold Mastercard
Terms and conditions

	USD
Annual Fee - Primary	35
Annual Fee – Supplementary	30
Card Replacement	15
Currency Conversion Fee	2%
Cash Advance On-Us	5
Cash Advance Off-Us	2% or Min 5
Late Payment Fee	5% or Min 10
Balance Inquiry Fee On Non-BIC Terminal	0.5
Chargeback Process Fee	20
Re-print Statement	Free
Minimum Payment (MP)	10% or Min 20
	50% or Min 30
Interest Rate:	-
- Retail Purchase	18% p.a
- Cash Advance	20% p.a

Note: All terms and conditions are subject to change to B.I.C (Cambodia) Bank Plc. sole discretion in changing without prior notice.

Annual Fee - Primary	35
Annual Fee – Supplementary	30
Card Replacement	15
Currency Conversion Fee	2%
Cash Advance On-Us	5
Cash Advance Off-Us	2% or Min 5
Late Payment Fee	5% or Min 10
Balance Inquiry Fee On Non-BIC Terminal	0.5
Chargeback Process Fee	20
Re-print Statement	Free
Minimum Payment (MP)	10% or Min 20
	50% or Min 30
Interest Rate:	-
- Retail Purchase	18% p.a
- Cash Advance	20% p.a

Annual Fee - Primary
Annual Fee – Supplementary
Card Replacement
Currency Conversion Fee
Cash Advance On-Us
Cash Advance Off-Us
Late Payment Fee
Balance Inquiry Fee On Non-BIC Terminal
Chargeback Process Fee
Re-print Statement
Minimum Payment (MP)

Interest Rate:
- Retail Purchase
- Cash Advance

Annual Fee - Primary
Annual Fee – Supplementary
Card Replacement
Currency Conversion Fee
Cash Advance On-Us
Cash Advance Off-Us
Late Payment Fee
Balance Inquiry Fee On Non-BIC Terminal
Chargeback Process Fee
Re-print Statement
Minimum Payment (MP)

Interest Rate:
- Retail Purchase
- Cash Advance

Annual Fee - Primary
Annual Fee – Supplementary
Card Replacement
Currency Conversion Fee
Cash Advance On-Us
Cash Advance Off-Us
Late Payment Fee
Balance Inquiry Fee On Non-BIC Terminal
Chargeback Process Fee
Re-print Statement
Minimum Payment (MP)

Interest Rate:
- Retail Purchase
- Cash Advance

Note: All terms and conditions are subject to change to B.I.C (Cambodia) Bank Plc. sole discretion in changing without prior notice.

Gold Mastercard
How to Apply

Eligibility

Visit our nearest BIC Bank branch for assistance in applying for a BIC Credit Mastercard.

For further information, contact us via +855 23 901 338 during business hours.

- Individual (Cambodian / Expatriate)
- Minimum 18 years old for primary cards and 15 years old for supplementary cards
- Employed and Self-employed (sole proprietor & business owner)

Gold Mastercard
Requirements

For Cash Secured

Valid Cambodia ID or Passport
Residential or Family Book
Fixed Term Deposit or Block amount in current/saving account with BIC Bank
Other information is following to customer declaration on bank application forms

For Unsecured

Valid Cambodia ID or Passport
Residential or Family Book
Proof of Incomes

Salary Income

Employment letter OR contract
Pay slip OR payroll bank statement last 3 months

Business Income

Income statement last 1 year
Balance sheet
Sales & Purchase invoices AND/OR bank statement from last 6 months

Rental Income

Rental agreement attached with title ownership
Rental receipt OR bank statement last 3 months

Personal

Corporate

Trust

Personal

Corporate

Trust

Credit
Gold Mastercard