Credit Classic Mastercard

Credit
Classic Mastercard

Elevate your lifestyle effortlessly with the Classic Mastercard, your passport to indulgence for everyday purchases and beyond. Elevate your financial journey with us.

Experience financial freedom with our Classic Mastercard, offering impressive limits of up to USD 500,000. Enjoy the convenience of making purchases and paying later, coupled with real-time access to your credit card balance and transaction history through the user-friendly BIC Mobile App. Receive your monthly credit card statement promptly and benefit from our responsive consulting services. But that's not all – relish in exclusive privileges, discounts, and exciting promotions and campaigns tailored for BIC Mastercard holders.

Highest Credit: Limits up to USD500,000.
Withdraw: Withdraw cash from ATMs Worldwide, wherever the Mastercard logo is visible.
Convenience: The Mastercard Classic is accepted at millions of merchant locations globally, spanning restaurants, hotels, and online retailers. Conveniently manage your credit card through the BIC Mobile app.
Purchase First, Pay later:
Enjoy 0% interest up to 45 days for purchase transaction.
Free: Up to 5 supplementary cards.
Promotions: Enjoy exclusive discounts and many promotions & hot deals from BIC Mastercard

Card Features:

Easy Card Management:

View your credit card balance and transaction history instantly via BIC Mobile App.

Receive monthly credit card statement.

Efficient Customer Service Support: The respond to consulting services quickly

Make payment via POS: Make payment via POS and online worldwide wherever Mastercard accepted

Protection: Zero Liability Protection means you won't be held responsible if unauthorized purchases are made with your card

Highest Credit

Limits up to USD500,000.

Free

Up to 5 supplementary cards.

Convenience

Manage your credit card conveniently via BIC Mobile.

Classic Mastercard
Fees & Charges

	USD
Annual Fee - Primary	15
Annual Fee – Supplementary	15
Card Replacement	15
Currency Conversion Fee	2%
Cash Advance On-Us	5
Cash Advance Off-Us	2% or Min 5
Late Payment Fee	5% or Min 10
Balance Inquiry Fee On Non-BIC Terminal	0.5
Chargeback Process Fee	20
Re-print Statement	Free
Minimum Payment (MP)	10% or Min 20
	50% or Min 30
Interest Rate:	-
- Retail Purchase	18% p.a
- Cash Advance	20% p.a

Note: All terms and conditions are subject to change to B.I.C (Cambodia) Bank Plc. sole discretion in changing without prior notice.

Annual Fee - Primary	15
Annual Fee – Supplementary	15
Card Replacement	15
Currency Conversion Fee	2%
Cash Advance On-Us	5
Cash Advance Off-Us	2% or Min 5
Late Payment Fee	5% or Min 10
Balance Inquiry Fee On Non-BIC Terminal	0.5
Chargeback Process Fee	20
Re-print Statement	Free
Minimum Payment (MP)	10% or Min 20
	50% or Min 30
Interest Rate:	-
- Retail Purchase	18% p.a
- Cash Advance	20% p.a

Annual Fee - Primary
Annual Fee – Supplementary
Card Replacement
Currency Conversion Fee
Cash Advance On-Us
Cash Advance Off-Us
Late Payment Fee
Balance Inquiry Fee On Non-BIC Terminal
Chargeback Process Fee
Re-print Statement
Minimum Payment (MP)

Interest Rate:
- Retail Purchase
- Cash Advance

Annual Fee - Primary
Annual Fee – Supplementary
Card Replacement
Currency Conversion Fee
Cash Advance On-Us
Cash Advance Off-Us
Late Payment Fee
Balance Inquiry Fee On Non-BIC Terminal
Chargeback Process Fee
Re-print Statement
Minimum Payment (MP)

Interest Rate:
- Retail Purchase
- Cash Advance

Annual Fee - Primary
Annual Fee – Supplementary
Card Replacement
Currency Conversion Fee
Cash Advance On-Us
Cash Advance Off-Us
Late Payment Fee
Balance Inquiry Fee On Non-BIC Terminal
Chargeback Process Fee
Re-print Statement
Minimum Payment (MP)

Interest Rate:
- Retail Purchase
- Cash Advance

Note: All terms and conditions are subject to change to B.I.C (Cambodia) Bank Plc. sole discretion in changing without prior notice.

Classic Mastercard
How to Apply

Eligibility

Visit our nearest BIC Bank branch for assistance in applying for a BIC Credit Mastercard.

For further information, contact us via +855 23 901 338 during business hours.

- Individual (Cambodian / Expatriate)
- Minimum 18 years old for primary cards and 15 years old for supplementary cards
- Employed and Self-employed (sole proprietor & business owner)

Classic Mastercard
Document Requirements

For Cash Secured

Valid Cambodia ID or Passport
Residential or Family Book
Fixed Term Deposit or Block amount in current/saving account with BIC Bank
Other information is following to customer declaration on bank application forms

For Unsecured

Valid Cambodia ID or Passport
Residential or Family Book
Proof of Incomes

For Salary Income

Employment letter OR contract
Pay slip OR payroll bank statement last 3 months

For Business Income

Income statement last 1 year
Balance sheet
Sales & Purchase invoices AND/OR bank statement from last 6 months

For Rental Income

Rental agreement attached with title ownership
Rental receipt OR bank statement last 3 months

Personal

Corporate

Trust

Personal

Corporate

Trust

Credit
Classic Mastercard