Credit Platinum Mastercard

Credit
Platinum Mastercard

Exclusively tailored for our Private Wealth Management clientele, our Mastercard Platinum stands out as a superior choice, offering distinctive privileges and lifestyle benefits meticulously crafted to enhance your experience with utmost seamlessness and comfort.

With a credit limit of up to USD 500,000, the BIC Mastercard allows you to make purchases first and pay later, offering financial flexibility. Benefit from five complimentary access passes to Airport Premium Lounge. Easily manage your finances by checking your credit card balance and transaction history instantly through the BIC Mobile App. Receive monthly credit card statements promptly. Our responsive consulting services ensure quick assistance. Enjoy exclusive privileges such as discounts and promotions tailored for BIC Mastercard holders. Access over 16,000 hotels, restaurants, and lounges worldwide, enhancing your global experiences. The BIC Mastercard provides a seamless and rewarding financial journey.

Exclusivity: Maximum purchasing power for our most exclusive clients.
Highest Credit:Limits up to USD500,000
Unlimited Possibilities: Whether you're utilizing it domestically or internationally, rest assured in the worldwide acceptance of your card. Access over 16,000 hotels, restaurants, and lounges globally. Your card guarantees convenience and acceptance wherever your journey leads. Effortlessly manage your credit card through the user-friendly BIC Mobile app.
Purchase First, Pay later:
Enjoy 0% interest up to 45 days for purchase transaction.
Free: Up to 5 supplementary cards.
Privileges: Indulge in exclusive benefits with BIC Mastercard, including special discounts, cash rewards, and more. Additionally, relish the luxury of complimentary access to Airport Premium Lounge up to five times at no cost.

Card Features:

Easy Card Management:

View your credit card balance and transaction history instantly via BIC Mobile App.
Receive monthly credit card statement.

Efficient Customer Service Support: The respond to consulting services quickly

Make payment via POS: Make payment via POS and online worldwide wherever Mastercard accepted

Protection: Zero Liability Protection means you won't be held responsible if unauthorized purchases are made with your card

Exclusivity

Maximum purchasing power for our most exclusive clients.

Convenience

Mastercard Platinum is accepted at millions of merchant locations worldwide, including restaurants, hotels and online retailers.

Protection

Zero Liability Protection means you won't be held responsible if unauthorized purchases are made with your card.

Loyalty Program

Enjoy special discounts, cash rewards and so much more with BIC Value as well as Mastercard’s curated offers and benefits program, Priceless Specials.

Platinum Mastercard
Terms and Conditions

	USD
Annual Fee - Primary	250
Annual Fee – Supplementary	20 times per day
Card Replacement	15
Currency Conversion Fee	2%
Cash Advance On-Us	5
Cash Advance Off-Us	2% or Min 5
Late Payment Fee	5% or Min 10
Balance Inquiry Fee On Non-BIC Terminal	0.5
Chargeback Process Fee	20
Re-print Statement	Free
Minimum Payment (MP)	10% or Min 20
	50% or Min 30
Interest Rate:	-
- Retail Purchase	18% p.a
- Cash Advance	20% p.a

Note: All terms and conditions are subject to change to B.I.C (Cambodia) Bank Plc. sole discretion in changing without prior notice.

Annual Fee - Primary	250
Annual Fee – Supplementary	20 times per day
Card Replacement	15
Currency Conversion Fee	2%
Cash Advance On-Us	5
Cash Advance Off-Us	2% or Min 5
Late Payment Fee	5% or Min 10
Balance Inquiry Fee On Non-BIC Terminal	0.5
Chargeback Process Fee	20
Re-print Statement	Free
Minimum Payment (MP)	10% or Min 20
	50% or Min 30
Interest Rate:	-
- Retail Purchase	18% p.a
- Cash Advance	20% p.a

Annual Fee - Primary
Annual Fee – Supplementary
Card Replacement
Currency Conversion Fee
Cash Advance On-Us
Cash Advance Off-Us
Late Payment Fee
Balance Inquiry Fee On Non-BIC Terminal
Chargeback Process Fee
Re-print Statement
Minimum Payment (MP)

Interest Rate:
- Retail Purchase
- Cash Advance

Annual Fee - Primary
Annual Fee – Supplementary
Card Replacement
Currency Conversion Fee
Cash Advance On-Us
Cash Advance Off-Us
Late Payment Fee
Balance Inquiry Fee On Non-BIC Terminal
Chargeback Process Fee
Re-print Statement
Minimum Payment (MP)

Interest Rate:
- Retail Purchase
- Cash Advance

Annual Fee - Primary
Annual Fee – Supplementary
Card Replacement
Currency Conversion Fee
Cash Advance On-Us
Cash Advance Off-Us
Late Payment Fee
Balance Inquiry Fee On Non-BIC Terminal
Chargeback Process Fee
Re-print Statement
Minimum Payment (MP)

Interest Rate:
- Retail Purchase
- Cash Advance

Note: All terms and conditions are subject to change to B.I.C (Cambodia) Bank Plc. sole discretion in changing without prior notice.

Platinum Mastercard
How to Apply

Eligibility

Visit our nearest BIC Bank branch for assistance in applying for a BIC Credit Mastercard.

For further information, contact us via +855 23 901 338 during business hours.

- Individual (Cambodian / Expatriate)
- Minimum 18 years old for primary cards and 15 years old for supplementary cards
- Employed and Self-employed (sole proprietor & business owner)

Platinum Mastercard
Requirements

For Cash Secured

Valid Cambodia ID or Passport
esidential or Family Book
Fixed Term Deposit or Block amount in current/saving account with BIC Bank
Other information is following to customer declaration on bank application forms

For Unsecured

Valid Cambodia ID or Passport
Residential or Family Book
Proof of Incomes

Salary Income

Employment letter OR contract
Pay slip OR payroll bank statement last 3 months

Business Income

Income statement last 1 year
Balance sheet
Sales & Purchase invoices AND/OR bank statement from last 6 months

Rental Income

Rental agreement attached with title ownership
Rental receipt OR bank statement last 3 months

Personal

Corporate

Trust

Personal

Corporate

Trust

Credit
Platinum Mastercard